G37 Sedan

dealer loaner

Old Sep 6, 2011 | 09:15 PM
  #16  
rpm&my_G35's Avatar
rpm&my_G35
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From: Waterloo, Ont.
Originally Posted by bashirdur
My insurance quoted $1200 for the repair and they are just fixing the panel. My deductible is $500 so I pay $500 and the insurance pays $700.
...and then they jack your insurance just enough, due to your claim, that they get there $700 back too (and then some).
You are often better off to pay cash, borrow it if you have to, than to claim this small amount.
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Old Sep 6, 2011 | 09:23 PM
  #17  
1BadAssG's Avatar
1BadAssG
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From: Las Vegas
Originally Posted by rpm&my_G35
...and then they jack your insurance just enough, due to your claim, that they get there $700 back too (and then some).
You are often better off to pay cash, borrow it if you have to, than to claim this small amount.
Since this is a comprehensive claim the insurance does not go up. So I think and been told but not 100% sure.
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Old Sep 7, 2011 | 10:10 AM
  #18  
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UN1263
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From: Blairsville or McDonough, GA
^^^^ This.

I had a $8000 claim in addition to $1000 in rental (maxed it out) and a $275 tow bill on my G35 coupe this Memorial Day weekend. The car was destroyed by baseball size hail including punching out the rear window, sunroof and front windshield. State Farm said no worries, its a comprehensive claim. I had a $200 ded and the shop just laughed and said don't worry about.
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