I emailed my dealer asking about the price of a G37s 6MT with NAV, and Premium package with an MSRP of $42,730.

I was given the price: $39,282

Here are the numbers they ran for me for monthly payments:

$2689.40 due at signing (I requested the break down of this amount due at signing since I want zero down, typically how much is due?):

24 months / 15000 miles = $483.15
36 months / 15000 miles = $494
39 months / 15000 miles = $461

24 month residual 15000 miles = 71% money factor .00190
36 month residual 15000 miles = 61% money factor .00216
39 month residual 15000 miles = 60% money factor .00191

 

$2xxx sounds about right for drive-off. but how come 36mo payment is more than 24mo payment? typo?

 

is that including tax or no? (sorry im lazy and dont want to figure out if it is myself.)

 

The tax is included in the drive off:

Va taxes 1245.75
va tags 66.50
processing fee 299
first payment 483.15
acquisition fee 595.

 

I am guessing due to the higher money factor? These are his calculations.

 

Higher money factor on the 36mo lease.

 

funny that it seems a few days later you did pick it up. thats about the exact deal im getting from my dealer here, except mines came out to $495 with a couple more extras, or possibly higher tax percentage.

im getting a hassle and a half coming up with a cosigner since ive never had a loan before.. this is almost a nightmare!

 

This is lease right?

 

Yes, 2 years 12k miles

 

numbers are good, you have sale price, residuals and money factor, plug em in to the calculator. you can come up with about a grand less out of pocket, and you will be at around 520 a month, with just the fees up front.

 

I dunno, 39k seems quite high for an 08. I was offered 37k AUTO with Sports package and Nav like 5 months ago.