Kriest

I was wondering if anyone was selling a G25. I have a 37 now but my insurance went through the roof after hitting a road hazard and doing a ton of damage to my car so I am going to have to get the smaller engine one 😣 if anyone has one or knows someone that's selling one please let me know!

codeflux

iTrader: (12)

G25 was only available for 1 year - 2012. Honestly I wouldn't bother. It's already a 7 year old car, and seriously underpowered. You can go for an older car, for example 2009 or 2010 G35 with low miles - get the same power levels and lower your premiums. I'd also shop around for cheaper insurance - you'd be surprised how much premiums differ depending on what who you talk to.

You didn't say what your your G37 was.

Said Amir

Wait did you not have full insurance? Because if it is something like a road hazard that was on the road that you hit which isn’t really your fault or if you hit a deer, the insurance company makes you pay a deductible, and they cover the rest. That’s how it is with geico I’m surprised that your insurance went up unless you hit someone else.

Kriest

I have full coverage but being 19 they assume I can't drive even though I have it on video via dash cam they don't care and bumped it up about 200 dollars

Kriest

My G37 is 2012 rwb base. And thank you for the advice I'll look around and see what I can find

Said Amir

That is just really dumb, I would try to find someone to fight with the insurance company because now that is going to be on your record, and you will still have to pay a lot for insurance due to that. Try looking around for someone to get it off your record, it will help in the long run.

codeflux

iTrader: (12)

Is that $200 a day? A month? A year?

I'm going to assume $200/month, which is $2400 a year. A *very* sizable increase - almost as if you've had a DUI or something.

I would definitely shop around for a better rate. Your car value is basically around $12-14k, depending on options, I can't believe they are charging you a large portion of that value to insure it.

What's the insurance company? What are your deductibles and limits? There's always room for improvement, even if you have bad record and expensive car. Which hopefully isn't the case here.

Kriest

Before the "accident" it was about 185 a month with USAA and after the accident its at 391 a month. As for the repairs i had to pay a deductible of 250. I have looked around and progressive was about 350 a month and Gieco was around the same.

codeflux

iTrader: (12)

Things I can advise, take it for what it is- a free advise on a forum from someone you never met

consider raising your deductible to 500 - at least ask them to quote you.
Talk to many more insurances. I’m with AAA now - they gave the lowest price. I was with progressive before. Basically I shopped every year to get lower price.
Talk to insurance agents, not just main company phone number. Agents have discounts and more leeway to play with prices.
Even 350 is lower than 390 - you save almost 500/year.

I feel ya, but keep in mind, in 2 years your premiums should drop.