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I don't want to come out as if I'm committing insurance Fraud intentionally, but the rates that I've been quoted are insane. I've gotten anywhere from 320 to 1100 a month!! Thats almost as much as my car payment and much greater. Initially I wanted to have everything under my fathers name, but since I'm going to make the payments anyway, i figure why not build credit if I can. I'm 20 years old and do live away at school.
The OP said above he wanted to build his credit, if his dad cosigns on the car with him, doesnt that also build his credit? so cant he just do that and put the insurance in his fathers name?