Hey all. Nice to meet everyone by the way! I'm so looking forward to purchasing my very first car. Here's the questions I have.

Where's the best place to get a loan at?
Is 7k a good down payment for a g37 with the works?
If I get a journey but get all the handy gadgets of sports equipment and everything, do I get the same feel and ride as getting the S version?
Any bay area people from the San Jose, Milpitas district bought a G37 cause I have yet to see one hehe!

I'm looking to buy it around next year say March timeframe. What do you guys think?

DOMO

 

www.carbuyingtips.com is your best bet. I've read all 7 chapters and I'm ready to go kick some ***

 

Congrats on your choice of a fine ride for your new car! My first car purchase on my own was a '79 Toyota Corona with almost 200K miles for $400.

• The best place to get a loan is wherever you can get the best interest rate; probably at your local credit union or a credit union that you can join and get new car financing online.

• Your down payment is a very personal thing, what's right for you isn't right for the next guy. Personally, I'm not putting down a dime except for the $1K deposit required to place my order. Some people are putting down $30K or more. Do what's right for your financial situation.

• Yes. Except you won't get a 6MT which in my opinion is the only way to enjoy a performance car. Lots of others here love the 5AT and feel it's almost the same experience.

• Not from the Bay area, can't help you there.

• If you wait until March, you should be able to negotiate a much better deal than those who jumped on the first shipment off of the boat because the "NEW" factor will have subsided quite a bit.

Good luck.

 

I got a good rate at pentagon. if you apply online its 5.29.
if you or your parents are in the military usaa would probably be the lowest.
goodluck

 

For my situation, my down has to be around $20k for my comfort level...
If I could get a G37 for only $7k down, I'll sell my current Toyota Solara for $7k!!! =P

 

Price of the G37 around $42000 fully loaded.
Tax and paper fee another $2000.

Total would be close to $44000~45000.

After you put down $7000, you would have $37000~38000 left to pay for.

For example:
If you're gonna do 60 months loan with $37000~38000. You'd have to pay about... $740~760 a month....

I got my 07G35S for $40000 out the door. I put down $20000 and paying off the other $20000 with 60 months loan. My monthly payment is at $400 and I'm very happy with where I am.

I hope this helps you a little bit.

 

im looking to buy in dec i wonder if i could save a bit more?

 

Thanks for the advise. I'm aiming around $350-$400 a month. I'd live very comfortable with no worries.