Southern California San Diego, Los Angeles, Orange County, Inland Empire, etc.

How much are you guys paying for Insurance?

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Old Apr 26, 2011 | 07:53 AM
  #16  
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usrsld
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From: South Carolina
I pay Allstate $1,280 a year in SC. (I'm 50 with a currently clean driving record.)
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Old Apr 26, 2011 | 11:10 AM
  #17  
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I just found out the quote I got from Mercury was 6 month. Sooooo the first quote by Safeco is still far the best. Everyone else is giving me about 3-4k per year.
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Old Apr 26, 2011 | 11:14 AM
  #18  
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From: Dallas
$105 a month with Travelers
I'm 28
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Old Apr 26, 2011 | 12:59 PM
  #19  
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From: Porter Ranch
*Is envious of the rates paid outside California*

It sucks that we have to pay extra for all the ****ty/unlicensed/unregistered/uninsured/illegals.

I'm at about $300 a month for both the G and QX. Farmers (great service), "homeowners" and a few other discounts.

I'd be weary of any unusually low quotes. "Full coverage" does not mean that you walk away free and clear from any "at fault" accident. If the medical/property damage exceeds your coverage you will be sued for the difference. Also, there's plenty of ****ty companies that will gladly take your money and will look for any reason possible to avoid covering your loss.

General insurance refused to pay for a stolen (and burned) car. They stated the car was found with the keys in the ignition and was never stolen. I'd already gone to see the car and pointed out to my girlfriend (it was her car) that the thieves had "busted out" her ignition. I went back to the yard to take pics and was told that the car had already been destroyed.
This ~12 years ago. They never paid a dime of the 16k the car was worth.

Sorry for the mini-novel.
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Old May 1, 2011 | 08:27 PM
  #20  
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From: Granada Hills, CA
Originally Posted by Vasher
*Is envious of the rates paid outside California*

It sucks that we have to pay extra for all the ****ty/unlicensed/unregistered/uninsured/illegals.

I'm at about $300 a month for both the G and QX. Farmers (great service), "homeowners" and a few other discounts.

I'd be weary of any unusually low quotes. "Full coverage" does not mean that you walk away free and clear from any "at fault" accident. If the medical/property damage exceeds your coverage you will be sued for the difference. Also, there's plenty of ****ty companies that will gladly take your money and will look for any reason possible to avoid covering your loss.

The breakdown on the G is $700.00 year with AAA

I just looked, its 500k/1M policy.

They also insure my 2 homes, boat, 2 other cars, 1 SUV, and $2M umbrella policy

Last edited by TVPostSound; May 3, 2011 at 11:31 PM.
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Old May 1, 2011 | 09:03 PM
  #21  
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nice, Yup my insurance is pretty low. With all thats stuff you must have a pretty good job!! I am 27 with my own house and 2 cars but I would LOVE to have a boat!! I dunno about another house though! Is the other house in a diff state so its a write off??
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Old May 1, 2011 | 09:12 PM
  #22  
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From: Chicago - South Side
Allstate wanted to charge me $360 a month! I live in Chicago in a decent neighborhood surrounded by hell. Progressive gave me a quote for $206 a month for better coverage. I jumped on a house hold plan with my parents for Allstate. I pay $160 a month now. I'm barely 24 with a spotless record for the last 6 years. Well I was rear ended twice, not my fault. I should be paying less in a year.

Last edited by MechE; May 1, 2011 at 09:32 PM.
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Old May 2, 2011 | 03:01 PM
  #23  
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From: Granada Hills, CA
Originally Posted by Pcasey
nice, Yup my insurance is pretty low. With all thats stuff you must have a pretty good job!! I am 27 with my own house and 2 cars but I would LOVE to have a boat!! I dunno about another house though! Is the other house in a diff state so its a write off??
Patrick Grandclaudon - IMDb
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Old May 2, 2011 | 03:03 PM
  #24  
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From: San Antonio, TX
Originally Posted by TVPostSound
My assumptions were correct!! Pretty cool stuff!
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Old May 2, 2011 | 03:39 PM
  #25  
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Since I'm leasing my company says it's higher. I'm with liberty mutual and paying I believe 260 a month with a clean record
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Old May 2, 2011 | 06:51 PM
  #26  
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Doggy if you don't mind me asking, how old are you? From what I see, living in Southern CA and being under 25 means around $2000-3000 to insure a $40k+ car. Man CA sucks.. lol
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Old May 2, 2011 | 09:20 PM
  #27  
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From: Granada Hills, CA
Originally Posted by Doggy
Since I'm leasing my company says it's higher. I'm with liberty mutual and paying I believe 260 a month with a clean record

Thats BS, I just leased my wife an EX35. The rates are the same lease or own.
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Old May 2, 2011 | 09:25 PM
  #28  
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I pay $60 per month. Full cover 100k/300k and $0 deductible for collision and $250 for comprehensive thru Allstate.
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Old May 11, 2011 | 12:48 AM
  #29  
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$873 a year thru Wawanesa. So about $73/month.

Clean record and in my early 30.
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Old May 13, 2011 | 12:50 PM
  #30  
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Originally Posted by antirice
$873 a year thru Wawanesa. So about $73/month.

Clean record and in my early 30.
for those who are paying really high insurance rates (and have a good driving record), definitely check out wawanesa insurance. they have the best prices i've seen.

i have 2 cars: 2008 scion xb, 2010 g37 convertible
coverage: 250k/500k/100k
deductible: $500
premium $1400/year

i was paying $2200/year at geico for the exact same coverage previously. wawanesa just blows them away. i'm 28 years old.
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