stealthee

Unfortunately you paid way too much for the car if you still owe 24k. You should have gotten gap insurance because you never know when things like this can happen.

Is the car fixable? Sure. But will it be easy? Not at all.

As was already suggested your best bet is to take what you get from insurance and put it toward your loan then figure out how to take the balance and put it on top of a loan for a new car. The only problem is you will still b3 upside down and owe wa.y more on a loan than a car is worth.

mathnerd88

iTrader: (1)

Yeah, it isn't worth fixing the car. Once the airbags deploy in any car, it pretty much means totaled to the insurance company. I'd take the check and go find a replacement.

Also, you can try negotiating from your insurance for a higher amount if you can find other '13 G37's that are similar in mileage that cost more than $18k. Otherwise, next time, get gap insurance.


If you bought the car for $24k a year and a half ago, you've paid way too much. Negotiate better with the dealer next time.
I got my '13 CPO G37x with Premium and Nav in August 2016 for $21k with 20k miles from an Infiniti dealer. I didn't negotiate that hard and couldn't shop around, since I needed a car for school when some jerk rear ended my 07' G35x and had two weeks to find a replacement.

Also, next time, when your tires are almost bald (which they are judging by the picture- and you're still running OEM tires at 47k miles), replace them. Don't skimp on replacing tires. That probably contributed a lot to your accident in the rain. Those Goodyear RSA tires are trash, and you still being on them when they're almost bald and past their wear indicator bars is begging for an accident to happen. Your tires are worn down so much that there's almost no siping on the edges! You hydroplaned yourself into a tree. I change out my tires before they reach their indicator bars, for safety reasons.

So TLDR:

In the future,
1. Try to find similar cars to yours with a higher asking price and negotiate with your insurance for a higher amount.
2. Get gap insurance.
3. Negotiate better with the dealer so you don't owe that much on a loan on a different car.
4. (This is the most important) REPLACE YOUR TIRES to prevent things like this from happening. You could've easily gotten yourself or someone else injured or killed. I can't stress this enough. Safety is important.

808MIKE

iTrader: (1)

That car is totaled! Frmae damage just by looking at the pic...that was a really hard hit. No sense in fixing that! plus airbags blew///dash and bags are 4-6K alone!! I seen less damage at my workplace, and the car gets totaled. I work at a body shop. Parts for our car cars are crazy expensive! That's why it totales out so easy. and this is major damage, and garuntee you will find more damage once you tear it down. Better to use the money pick up another G! Good Luck!

Michael_in_DE

You would have to be an experienced mechanic with easy cheap access to replacement parts. BUT if you WERE an experienced mechanic, you would know that you would never fix this car. This car is a dime-a-dozen car. There are a lot of them out there. Find another one, and buy it with the 18k. And for gods sake shop around, and take someone with you this time. You got HOSED on this car, don't get hosed again.

flipmode007

Very good advice

telcoman

Bald worn tires. heavy rain, excessive speed =hydroplaning into an accident totaling the vehicle.
No gap insurance, over your head in payments, over paying for the vehicle and too cheap to pay for new tires.
You and your brother are lucky to still be alive.

Find a cheaper Honda until you are in better financial shape and pay off the vehicle.

Telcoman

Curtis Roberts

Curtis Roberts

Rich11G37xS

your G will never be the same again, when you go to sell or trade, that accident will kill your resale, take the loss, take the check find another G..glad your ok