I'm a current G37 Lessee and am considering buying a CPO G37 once my lease term is up. My real FICO is about 700 and I've had 3 successful (no lates) car loans in my history. Since I'm a current IFS customer with good history, would I qualify for Tier 0/1 financing even if my FICO is only at 700?

 

My score is btwn 730 and 740 and I bought a new 37x on memorial day and got the special offer financing deal. I'm not sure where the cutoff is but my score is pretty close to 700.

 

What are your 3 scores. Auto FICO is the highest..home is the lowest. They can fight to bump you up.

 

I haven't a clue... I just know that both my Equifax and Transunion FICO through MyFICO.com are both slightly above 700.

 

I think 700 is a number dealers look for for tier 0/1. When I was buying my CPO 2010 G37 sedan, my salesman kept asking if my score was >700.

 

I love myfico.com...Probably one of the best credit monitoring websites out there.

With that said, I think 700 sounds about right for the magic number.

Before you go in try getting approved for a low rate from your bank and use that as ammo to see if they can go lower, or just go in and see if you qualify.