For 2009, I predict it to drop to 1.9%/2.9% or 2.9%/2.9% for 36/60 months.

BMW is offering 2.9% on every model they have, including M.

 

If you have a good credit score (>750) it really doesn't matter what Infiniti offers. It didn't for me.
-A
09 G37 Coupe AWD w/ prem/nav/illum kicks/cargo/clear bra

 

That's sweet but we all just bought cars so I don't think I will get another for a little while..

 

Are you saying you got better rate from outside bank than IFS?

 

If you know how to play this game you end up paying like me 0% on any car. You just need to be careful every year until the balance is paid in full...
I will say no more.
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Ahh I know what you mean now

 

Hmm I don't think that its gonna matter to me anymore and also I ended up with a score of 791 and checked with Infiniti on both the 09 and 08. On the 08 they offered me 0% and on the 09 the most they gave me was 2.9% and the price made a difference to. Paying 650/ 36 months compared to 730/month was a big difference.

 

How did you get a rate of 2.9% on a 2009? I thought the rates cannot go lower then the incentives. Was the dealer using someone other than IFS?

 

You cannot alter the IFS rates. Period. Not that you need them..:-)

 

Looks like they extended the offer on the 08, most likely they keep the same 3.9%/4.9% on the 2009. Bummer.

 

I got 2.9% when I bought my car in November 2007...

If you are a recent college grad, they will offer you a special interest rate. That was my offer.

 

+1 Agreed.

 

Ok, here's what's on the FX.
1.9%/36 months
2.9%/48 months
3.9%/60 months

I guess they are only doing it on the FX since it's the earliest 2009 model for Infiniti.

 

I figure you are using a 0% credit card? arent your minimum payments higher then what they would be if you got a 36 month loan at 0%?

 

Yes they are, but as long as you can afford it 0% is a lot more important. BTW how do you get 0% through Infiniti or any other bank for a 09 coupe model now? You don't.
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