$0.00

Paid off in less then 8 months.

 

Leased

$4k down
15k a year for 2 years
$395 a month

 

purchase..$794/mo x 60 mos. zero down..

 

G37s fully loaded to the max
Purchased in Septemeber of 07
7k down leased fOr 590 a month...i really wanna buy this car

 

42K sticker price
Lease 2 years
0 down
550 month

 

0 Down
60 months @ 0.9%
725 per month

08 / G37S / PG / Stone / 6MT / Prem / Nav / Illum Kicks / Trunk Mat Net / Splash Guard / Clear Bra

 

these are some crazy monthly payments i'm seeing.. do you guys live at home with your parents or something??

 

43K OTD
financed
0.00 down
5.25% from navy fed
704 monthly for 72 months....OUCH!

 

700-800ish is alright if you have a full time job. It's tough for part time student though in my opinion and might not applies to everyone.

 

My mother is 86. I've actually been living on my own for a few years...

 

lol

wow, i would hate to have ~800 / month car payments for 5 years...but then again, if you got a 0.9 financing rate, i guess it's all gravy in the end. better off having it in the stock market or something...well actually if i put my down payment in stocks back then i'd be screwed now lol.

 

By the time you reach 3 years into the payment, the raise from your job should cover most if not all the payment already.

 

From what I've been reading... most of the people on this forum (from a financial planner's point of view) ought to be purchasing USED Honda civics and paying them off in a year or two and be debt free for years. Do the young folks understand "opportunity cost" and "future value of money"? Instead of paying $7,000 per year in lease/finance costs on a G37... if you paid $3,000 per year on a car and invested the remaining $4,000 per year in an IRA... when it came to retire you'd have $500,000 per year for each year you chose to forego the car bling and invested $4,000! A 4-yr lease could be worth $2 MILLION in retirement (based on stock market 50 yr avg of 10.5%/yr).

Do the young folks understand this? You're not going to be young forever!

Dr.

 

I agree, some of the APR I seen are pretty insane...

 

no money down lease, (paid 250 for title)

529.00 a month, 39 month lease, 15 k per year