The dealer has to get the car from another dealer that is 150 miles away.


G37 Journey - $35,250
P01 Premium Package - $3,200
T92 Trunk Cargo Net - $60
Destination Charge - $715
Total with Options $39,225 (Invoice $35,928)

Negotiated Car Cost - $36,428 (Invoice + $500)
Bank Fee - $ 595
Documentation Fee - $ 499 (Everyone here in GA charges this, and I can't get them to budge)
Gross Cap Cost - $37,522

Residual - $27,850 (71% 0f $39,225)
Money Factor - 0.00104 (0.00194 - (9 * 0.0001))

Upfronts
Cap Cost Reduction - $ 1,182 (Bank Fee + Doc Fee + $88)
Sales Tax on Reduc - $ 83
Security Deposit - $ 4,050 (MSD - 9 @ $450)
Title & Reg - $ 43
Total Upfronts - $ 5,806

24 Months
15,000 Miles per Year
$450 per Month ($421 + 7% Sales Tax)

 

How do the MSDs work? Shouldn't they lower your monthly payment? Those numbers look good without factoring in the MSDs. Besides getting it back in the end, how does it help you?

 

Without the MSDs, the money factor is 0.00194, which makes the payment $511.76 (with 7% tax).

So, the MSDs save $61.76 per month for 24 months. ~16% Rate of Return.

 

Oh I see, yea I was going to say that was a good MF. The math all works unless you can get closer to invoice then it looks good. Congrats!

 

Sounds like a great deal! I bought mine, but since I keep hearing about how the G coupe has such a great resale value blah blah blah, it looks like leasing is a smat way to go. Your 421 per month for 24 and 30k total miles sounds better than the factory offer in March of 400 for 39 months and 12k a year(?).

 

stupid question: where do you get invoice price from?

 

edmunds.com