BMW leases in general are pretty advantageous in many regards: decently high residuals, attractive MF, and a multiple security deposit program... and although they have gotten a little less attractive in the past 5 months or so, it's still pretty good.

Nissan/Infiniti leasing has been less than "excellent" in the past - though the G37 (and last year's G35 coupe) leases are starting to look pretty darn good!

I agree - Volvo has pretty horrible lease numbers (Porsche too).

 

cash deal soon for me =)..after 3 g35 leases

 

The only vehicle I'd ever pay cash for is one that would appreciate, not depreciate. Given the very low interest rates offered by captive lenders, paying cash for a car is unwise. You can earn more interest in a regular savings account than you pay to a company to finance a loan for the car.

 

+1

 

everything would be done under my mom..she doesnt wanna take out a loan in her name

 

No debt is where it's at. Good man!

 

Not quite. Excellent credit is where it's at.

 

^^I like to go for both and unfortunately a lot of young investors don't seem to be very good at achieving great credit due to poor advice from others

 

economy is shot.. i dont think many could afford to buy. imo

 

keep your cash. you could finance this and do other things to make more $ with the cash.

 

If people are leasing rather than buying due to the economy then those people should think about riding the bus.

 

^^totally concur with that. I have 2,200 miles on my G since August and I keep the mileage low by commuting every day on my Metra train! It is a great way to save money and other hassles with driving a car in the city.

 

i didnt mean like dead broke people iko.. people that can afford a payment around 500 bucks rather then paying off a 40k car with insurance in a 4 year finance plan..

 

Oh brother. You can't generalize about why people are leasing and why others are buying or paying in full cash. Everyone has a different situation and each have different benefits that fit the individual situation.

 

I still think the economy has very little, if anything, to do with it. Leasing has always been the mode of choice for most luxury cars. The G is at the bottom end of the luxury segment and therefore draws much of the same habits (both from the buyers and lenders) Mid 70s for residuals is hard to pass up.