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I was just on the Riverside Infiniti site and they're listing a special 1.9% APR for short term and 2.9% for long term. Sounds pretty good to me. Is this a nation-wide thing? Does anyone know what the number of years would be for short term? Haha not that I can do anything about it now, but just curious. I got the latter rate anyway
Over the period of years, you can certainly make extra payments, especially as most people's financial situations improve. The $400 I wouldn't worry about..