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Old Nov 29, 2007 | 09:19 AM
  #1  
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ampm24
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Lease Calculators

Ok, are these things close? I see all the leases people are getting here, ranging from 390s to 590s. When I put my specs in a lease calc, i'm seeing lease prices almost 800/month for no money down, and as low as 608 for about 4000 down. Didn't want to put more then that down on a lease. Including fees. I'm figuring about 47,700 including tax, title, and reg. I got the MSRP from the infiniti site. Not that I plan on paying MSRP. Still got about 4 months before I buy this. Just tring to line everything up. Anyone out there get a lease quote for a fully loaded 6MT sport. MSRP came out to about 45000. Financed with 10k down give me about $700.00/month. Total cost to own is looking at about 52000 for financed and 51000 for leased. This was figured with a .00287 money factor on 24 month lease and 73% residule. Those sound close? Or are these estimates high?
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Old Nov 30, 2007 | 01:52 PM
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Don't put ANY money down on a lease. For a good calculator try this link:

http://www.carbuyingtips.com/download.htm

Scroll towards the bottom of the page to the Lease Monthly Payment Calculator Spreadsheet
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Old Nov 30, 2007 | 02:41 PM
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dzine07
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From: Duluth, MN / Miami, FL / Detroit, MI
Originally Posted by iko
Don't put ANY money down on a lease. For a good calculator try this link:

http://www.carbuyingtips.com/download.htm

Scroll towards the bottom of the page to the Lease Monthly Payment Calculator Spreadsheet
if your irresponble dont put down on a lease. if you responsible and arent planning on driving like deuche' bag then... you should be ok.

i put money down and im happy with my decision. if i wouldnt have put money down i'd be driving a honda accord right now..........
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Old Nov 30, 2007 | 03:10 PM
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iko
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Originally Posted by dzine07
if your irresponble dont put down on a lease. if you responsible and arent planning on driving like deuche' bag then... you should be ok.

i put money down and im happy with my decision. if i wouldnt have put money down i'd be driving a honda accord right now..........
If someone hits you car while it's parked on the street then you're a douche bag, huh? If someone steals your car then you're a douche bag, huh? Because you'll lose that money you put down if the car is wrecked or stolen.

Putting money down on a lease doesn't reduce the cost. It just reduces the monthly payment. You pay the money one way or another, however, it's not at risk when it sits in the bank earning interest.

I guess if it's up to an Accord or a G37 and you're worried about every single penny in a monthly payment then you're living beyond your means or mommy/daddy forked over the downpayment.
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