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Fixable or Total Loss?

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Old 09-05-2017, 10:42 AM
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Duke13
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Fixable or Total Loss?

So this happened last Friday ..Great way to start labor day weekend..It is finally in the shop getting assessed after waiting 3 long days to reach someone on the phone..Does it look fixable or total loss?
Fixable or Total Loss?-img_2667.jpg
Old 09-05-2017, 10:47 AM
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strodda
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Oh wow, hope everyone that was in the car is ok. But about the car, it looks like they might just total it out. Of course, my opinion is based on zero education. But if they to total it and the shop can confirm the chassis is still straight, I would buy it back for cheap and get it fixed... depending on purchase price and labor to fix.
Old 09-05-2017, 11:15 AM
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Duke13
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Originally Posted by strodda
Oh wow, hope everyone that was in the car is ok. But about the car, it looks like they might just total it out. Of course, my opinion is based on zero education. But if they to total it and the shop can confirm the chassis is still straight, I would buy it back for cheap and get it fixed... depending on purchase price and labor to fix.
Thankfully no injuries to either of us involved in the accident.. I was thinking about doing that, but I keep hearing stories about how the car wont perform the same and I will never be able to sell it for what it's worth.. I am kind of looking at getting the Q50 sport if it ends up being a total loss..
Old 09-05-2017, 11:17 AM
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ryanwhite74115
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I work in Personal Injury as a lawyer. I'd be shocked if it wasn't totaled.
Old 09-05-2017, 12:00 PM
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c1utchh
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That's a terrible way to start a long weekend, I'm terribly sorry for your loss. I hope everything works out in your favor. I've never been in an accident involving my own vehicle but I have seen some where it doesn't seem like a lot of damage and the adjuster deems it totaled.
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Duke13 (09-05-2017)
Old 09-05-2017, 01:19 PM
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Duke13
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Originally Posted by c1utchh
That's a terrible way to start a long weekend, I'm terribly sorry for your loss. I hope everything works out in your favor. I've never been in an accident involving my own vehicle but I have seen some where it doesn't seem like a lot of damage and the adjuster deems it totaled.
Appreciate the kind words man..
Old 09-05-2017, 02:08 PM
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AARONHL
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probably the worst place on the car to get hit, but I would say yes pay your respects
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Old 09-05-2017, 07:15 PM
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vannatte
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Glad you are ok. I am guessing $5k-$7k just in visible damage. If there is more damage then what can be seen, it just goes up from there. I'd start pulling off every re-sellable part from it and do a mini-part out. I doubt it will affect the salvage value of the vehicle (assuming the insurance company even realizes it). You could also ask to retain the salvage and part out the whole car. This is likely only an option if you own free and clear. As strodda mentioned, you could also consider fixing it and having a salvage title.
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Old 09-05-2017, 08:45 PM
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mathnerd88
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Definitely totaled. My car was rear ended and the only visible thing that looked off was the bumper hanging off.

The problem was that the frame was slightly bent in the rear, causing the damage to go over $11k.
Old 09-05-2017, 09:03 PM
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Duke13
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Originally Posted by mathnerd88
Definitely totaled. My car was rear ended and the only visible thing that looked off was the bumper hanging off.

The problem was that the frame was slightly bent in the rear, causing the damage to go over $11k.
Wow $11,000.. The shop called me today and said they will have a total for me tomorrow..
Old 09-05-2017, 09:16 PM
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vannatte
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Originally Posted by Duke13
Wow $11,000.. The shop called me today and said they will have a total for me tomorrow..
I manage my auto finance company's insurance claims department and you have to be careful of many bodyshops. They are NOT incentivized to total a car out. They will try to write the estimate high enough to squeeze every penny out of the insurance company and convince them it isn't totalled. They will then nearly complete the repairs and write supplemental estimates for additional damage that they "missed" to get even more money hoping that the insurance company won't total it out since most of the work is completed at that point. The supplemental estimates usually total the car out. Just make sure you are using someone you trust or get 2 estimates.
Old 09-05-2017, 11:24 PM
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blnewt
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Bummin for you Duke, sorry to see your G in such shape. Hopefully whatever is decided you'll end up getting a fair deal and your G can be fixed back as it was or you get enough to replace what you had there. Glad no one was injured.
G/L
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Old 09-06-2017, 09:07 AM
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Rich11G37xS
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total if possible...once your car is in an accident, and you go to sell....especially on a dealer trade in , that accident will kill your resale value, I know this obvious, I went to trade in my 05' Altima SE(v6), great shape, only 68K miles , some dealers offered as low as $2K....I laughed...sold to my nephew for $3700...he loves it
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Old 09-06-2017, 10:20 AM
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Duke13
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Originally Posted by vannatte
I manage my auto finance company's insurance claims department and you have to be careful of many bodyshops. They are NOT incentivized to total a car out. They will try to write the estimate high enough to squeeze every penny out of the insurance company and convince them it isn't totalled. They will then nearly complete the repairs and write supplemental estimates for additional damage that they "missed" to get even more money hoping that the insurance company won't total it out since most of the work is completed at that point. The supplemental estimates usually total the car out. Just make sure you are using someone you trust or get 2 estimates.
I know the owner of the shop personally, so I hope he wouldn't try to pull that over on me.. Thanks for the heads up though..
Old 09-06-2017, 10:41 AM
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RMB5190
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If it's repairable, be sure to ask the insurance for a diminished value claim as a result of the accident...will make up that loss if you ever trade the car in.



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