Another car! A little Honda Fit (that was luckily a company car and the guy wasn't too concerned).

That is the only damage but costs are now over $13K to repair on a $19K car.

 

I have no idea who would buy a wrecked vehicle (maybe EBay) but my thought process was that I'd mention it and maybe some of the other guys would fill in the blanks.

That's great that yours is also paid off. I think that's crucial for this plan to work. So yes I'm saying keep the $13K as a down payment for whatever you buy and hope that you can sell the wrecked G for parts or as is to bridge the small gap in your $ for new car equation. Anybody out there know where to start if your trying to part out a ride or sell the whole thing to a scrap yard or whatever???

 

The body shop was going to make some calls. I also talked to the sales manager at a local Infiniti dealer and he had some contacts. He said these were the kind if people I wouldn't want to deal directly with so I sent him pictures, etc. bad he was going to get an idea of salvage value. Thanks for the idea!

 

You have to love the divided states of America sometimes. Read this article and you will see how each state sets their own rules (or not) via each states own elected official called the Insurance Commissioner. What works in Iowa (50%) should not be expected in Texas or Colorado (100%) and there is a good chance your state does not dictate but rather allows the insurance to stick to the standard Total Loss Formula. My state of Oklahoma has a 60% ratio and simple hail damage can and does total vehicles.

When is A Vehicle Considered a Total Loss?

From your photo I see a car that can and should be easily repaired and be driven for years to come. On the flip side, vehicles with far less damage are deemed a total loss by insurance companies on a regular basis in the name of customer satisfaction. If your carrier likes you and wants to satisfy you, they'll roll the dice on what it brings at a salvage auction and declare the car a loss. If they take the car from you and give you a check for $19K, they'll recover most of that "loss" when they sell it for $10K at auction. Now they are only out $9K as opposed to feeding a body shop $13K plus. Make sense?


(Funny story about Insurance Commissioners. About 12 years ago mine was caught driving his state-issued Crown Vic as drunk as a skunk. I'm a fan of irony and the state Insurance Commissioner getting his 2nd DUI in his work car is a hoot to me. Insurance Commissioner says DUI doesn't affect his job | News OK )

 

If the price is right, I would take the crash car off your hands since I am in the business of buying crash vehicles.

 

Wow. That worked out quickly lol.

 

In my opinion its not a total loss. Question, did the air bags deploy? Is the car drivable? So far by what i can see you would need a new bumper, passenger fender, headlight, headlight bracket, front impact bar, fender liner, under carriage cover and misc components. If the the air bag deployed then you would need to replace those airbags, both seat belts, the center module that controls the seat belt and airbag sensor. I say with a little elbow grease and around $2500 to $3k in parts you can fix it.

I work on a lot of cars like this on the side and have had cars like this come to me. It usually looks a lot worse than it actually is.

 

Don't forget the hood, paint, and body work. oem headlight assembly is already $1k+ easy so imagine the other parts. The impact probably tweaked the tower area and it's hard to tell if it caused any framework out of true until you try to do alignment.

 

Absolutely right. We'll never know the full extent until everything has been examined.

 

Lol, I have about 6 of these G's, 2010 and up sitting on my lot right now. You would be surprised what they sell for on copart. Most of the time you can pick them up for under 1800.

 

OP,

Glad to hear your husband is ok...cars can always be replaced.

as far as the accident, without going into details, what other property/cars and/or persons were involved?? that will be another factor to look at since the accident was deemed 'at fault by your husband' from the insurance company. (in terms of insurance prem increase)

secondly, if there was any structural damage to the frame, drive shaft, front axle/suspension... it might be considered a total loss.

However, if it's able to be fixed, I'd just pay the deductible and let the insurance company have it fixed. Afterwards, keep it for a few years then sell it for as much as you can or use it as a trade in for another car. Ultimately, your husband will be "paying" for the at-fault accident for a few years in terms of higher insurance rates which could begin at your next renewal, so it may not be that good to start making payments on a new car AND paying higher insurance prems. I guess it's the lesser of two evils. By the time the 'at-fault' accident drops off his record, it might be time for a NEW Infiniti

 

If you do decide to sell the car please pm me. Will be interested in buying it

 

erical77 have you given the other member a chance to make an offer? No harm in getting an offer even if it is before your insurance company makes up their mind.

Hey Agokool, what's a guy gotta do to get into the salvage n part out biz other than have capital?

 

My dad trashed his Subaru Outback last year (and has since given up driving all together) in the same spot as your G. $17k in damages, and they valued the car high so they wouldn't have to replace it. It's fixed now. Looks brand new, but does not drive the same. It's been back to the body shop twice since the initial repair and lets just say I can't wait to get rid of this thing.

With damage like that, there are bound to be suspension issues, regardless of how good the body shop is. Hopefully they approve it as a total loss. Too bad your premium will skyrocket as a result of it being his fault.

Either get it fixed, and sell ASAP, or keep the car as-is and part it out.

Good luck!

*EDIT*

If it's mostly cosmetic, just get it fixed. Any suspension/frame issues, well, that's a different story IMO.

 

Sorry for the delay in responding. Thank you for the offers but I just got word from our insurance company that they will deem my husbands car a total loss. Payout is $22.3k for which I was pleasantly surprised. Total parts were over $10k (I don't know exact because I never saw detailed supplement after the teat down).

Looks like we should be able to get a 2013 G37, premium, 10k-20k in miles and under warranty (with no accidents!) for no more than $4k out of pocket (will just pay and not finance). I think for that this was the best decision for us.

Thanks again for all the replies.