The dealer is offering wheel insurance for $899.00
Is this a rip-off or is it worth the money?
I need to decide today.

 

Do you plan on curbing your wheels? Are you gonna get aftermarkets?

If you drive aggressively and are sticking with stock wheels yes.

 

No way I would pay $900 just for wheel insurance unless you have some high-end aftermarkets. If your regular insurance covers theft I would be satisfied.

You can get wheels repaired for about $150 and can buy oem sedan wheels/tires here for about $900 or less so the wheel insurance is moot.

 

The dealer will give you the hard sell saying the wheels are $1200 to replace. So I can see why you might be afraid and want to take the insurance.

Easy answer though. Have you damaged any rims in the past? My answer was - no. So why would I start damaging rims now? Bad bet unless you are a derelict.

 

Thanks for the quick replies!

 

The stock Infiniti sedan wheels are so ugly they're screaming to be rashed or replaced

 

no way!!

 

lolll sadly true...

 

Sounds like a total rip off to me.

 

2012 sport wheels are not too bad

 

no. infiniti wheels are relatively durable. just don't make a habit of aiming for massive potholes, or bashing curbs. incidental raod damage would be covered by vehicle insurance anyways under a comprehensive coverage.

i know BMW owners often opt for wheel insurance, but that's because their wheels are very soft for some reason. recent C&D long-term reviews of 3 and 5 series have repeated this sentiment - each with numerous wheel replacements.

 

in a nutshell, everything the Finance guy tries to sell you after while signing your paper is a rip off. Their first offer for Lojack was $900. I laughed and said I got Lojack from Audi for $450. So they matched it. Then they offered me GAP insurance for $800. I laughed and declined. I called my insurance (Allstate) the next day and added GAP insurance for $5/mth. I basically only need it for 3 yrs while I pay off my car. Do the math.

 

fyp
At least the current sport wheels have nice tires
Wish the sedans had the same designer that does the coupe lineup

 

If you don't mind replacing them after only 10K miles, sure.

Wheel insurance? That's the dumbest thing I've ever heard of on a new car. What a scam.

 

Thanks for all of the replies. The looks like a great site!