My G is Hurt!
#17
Lexus Defector
iTrader: (60)
Lets keep the racial stuff out if it guys, it's irrelevant. He's a lowlife no matter what his ethnicity.
Call your insurance company and explain to them briefly what happened. If the way you describe it is how it appears on the police report, your company will subrogate on your behalf against his insurance. His company will pay the damages.
Call your insurance company and explain to them briefly what happened. If the way you describe it is how it appears on the police report, your company will subrogate on your behalf against his insurance. His company will pay the damages.
#18
Registered User
Good thing you witnessed it. If you would have still been in the store the sorry scumbag probably would have driven off without a trace. What a bummer it will get repaired and look better than before sorry to hear that bro.
#19
Registered Member
I made a wrong move. I intended to contact my own insurance to inform them about the accident so that they have it on record in case the other guy tries to claim against me. My insurance company now has an open claim case and it looks like I'm trying to claim against them (my own insurance). I should have contacted the guy's insurance and have that settled first before notifying my own insurance company.
Maybe I should clear that up with my own insurance company that I'm not claiming against them and that my intention is to claim against the offender's insurance.
I also wonder how expensive is the repair. Some paint on the backup sensor is chipped off. If they have to repair that part, I assume it could get expensive.
Maybe I should clear that up with my own insurance company that I'm not claiming against them and that my intention is to claim against the offender's insurance.
I also wonder how expensive is the repair. Some paint on the backup sensor is chipped off. If they have to repair that part, I assume it could get expensive.
You should be fine, and it's not a bad thing to do. If there's a problem with the guy, you have your insurance company to go after him and his insurance company.
Make sure you put into your claim an amount for diminished value. The repair will show up on Carfax and lessen your trade-in or resale value.
#24
Registered User
Thread Starter
#25
Registered User
Same **** happened to me, excpet I wasnt there to catch the douchebag, he just drove off. I was bugging out and cursing in the middle of the parking lot. Glad you caught the guy, he def would've just drove off and found another spot.
#26
Registered User
Thread Starter
Let the Detective Work Begin
After many calls to the police station, I finally got the police report.
It turn out that the other driver was not from NY but was driving somebody else's car that is registered in NY. He must be from one of those places that don't have to do parallel parking.
Here is the problem. I have the other party's insurance policy number, the plate number, and the VIN. But the insurance company name, phone number, or address was not stated in the police report.
How on earth can I go forward without the other party's insurance company contact info? All I have is the policy number that starts with VS.
If your policy number starts with VS, please let me know the insurance company contact info. Thanks for the help.
It turn out that the other driver was not from NY but was driving somebody else's car that is registered in NY. He must be from one of those places that don't have to do parallel parking.
Here is the problem. I have the other party's insurance policy number, the plate number, and the VIN. But the insurance company name, phone number, or address was not stated in the police report.
How on earth can I go forward without the other party's insurance company contact info? All I have is the policy number that starts with VS.
If your policy number starts with VS, please let me know the insurance company contact info. Thanks for the help.
#27
Registered Member
As previously suggested, you can have your insurance company subrogate it. You'll pay your deductible, then get it back when they recover from the other company. I'm sure _they_ can find out whose policy number it is!
#30
I know this all really sucks and will be a big burden on your time no matter what happens, but you just have to roll with it. Best of luck.