Don't text while driving...
Registered Member
Joined: Dec 2009
Posts: 499
Likes: 18
From: Los Angeles
Insurance doesn't depend on what people claim. Insurance depends on drivers who drive the same car in the same area.
Registered User
Joined: Jan 2010
Posts: 362
Likes: 1
From: philly
everyone says black is the fastest color. well, now im more inclined to think it's the bad luck color.
as far as texting, it's nothing like what i used to do. i could twist up an L while driving stick in twisty back roads, no problem.
as far as texting, it's nothing like what i used to do. i could twist up an L while driving stick in twisty back roads, no problem.
Registered User
Joined: May 2007
Posts: 33
Likes: 0
Ouch! That's pretty ugly. Glad to hear you're okay.
I hope the idiot who hit you gets slammed by the law. Some jail time sounds about right but he probably won't get that.
I just don't get it - texting while driving is so freaking stupid.
I hope the idiot who hit you gets slammed by the law. Some jail time sounds about right but he probably won't get that.
I just don't get it - texting while driving is so freaking stupid.
Registered User
Joined: Aug 2010
Posts: 420
Likes: 8
From: Wichita, Kansas
I'm not sure where you received your information, but you are only partially correct. Loss ratios and loss exposures pretty much determine every premium in the insurance industry....and those ratios are determined using complex multiple regression analysis that align automobile type, environmental attributes, and demographics considered contributory to losses. Claims absolutely determine premiums....and tort claims increase premiums. False or inflated claims are costly...we all pay additional premiums when this occurs. In many states the insurance commissioners approve premiums....to make sure what is charged align with costs.
Registered User
Joined: Jan 2010
Posts: 16
Likes: 0
Glad your ok and sorry about the G. My G got hit by a drunk driver a few weeks ago and I am still waiting to see what my insurance is going to pay out. It was almost a year old but I'll let you know what I get out of my insurance.
It looks almost like mine however I didn't have any damage to any other areas of the car other than the rear. The adjustor told me that the frame was bent though and that is why they totalled the car. Good luck with your insurance.
It looks almost like mine however I didn't have any damage to any other areas of the car other than the rear. The adjustor told me that the frame was bent though and that is why they totalled the car. Good luck with your insurance.
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Joined: Sep 2010
Posts: 1,230
Likes: 0
From: SoCal 90125
Good luck to OP. Hope you got checked out and that you are OK. Get someone else to drive to the slopes. Hopefully you replace with the same ride.
I find out if my car will be totaled tomorrow. Car's a lease so..
Hid's are 8000k both fogs and low beam.
I'm tearing up the mountain lol.. no whiplash, but im gonna get a do some PT thru a family friend and pocket some profit.
Not sure what to get next.. any suggestions?
that's a little odd...you're the 3rd or 4th BLACK G37S sedan I've heard of getting crushed. makes me a little uneasy. despite, i hope you're okay! I've always been under the impression that despite frame damage, cars could still be viable for rebuilds; albeit most owners end up selling. Yours on the other hand looks totaled...that's A LOT OF damage. I'm here sitting in lecture and not paying attention, and my jaw drops to the floor with a slight curse. I got some glares 
Make sure you get your neck checked out - whiplash doesn't show for the first couple of days, but after the swelling and bruising settles in...you'll be in for a world of hurt!!!
By the way, your headlights look like 5k, yes? sorry...hope that's appropriate to ask...?
Make sure you get your neck checked out - whiplash doesn't show for the first couple of days, but after the swelling and bruising settles in...you'll be in for a world of hurt!!!
By the way, your headlights look like 5k, yes? sorry...hope that's appropriate to ask...?
I'm tearing up the mountain lol.. no whiplash, but im gonna get a do some PT thru a family friend and pocket some profit.
Not sure what to get next.. any suggestions?
Registered User
Joined: Jan 2011
Posts: 9
Likes: 0
did i read that right? you really shouldn't go snowboarding dude. i'm telling ya - i got rear ended by a damn SHERIFF on the freeway (traffic). i was fine for a few hours, then of course...i couldn't move my neck. ended up in a hospital with a neck brace around myself without any means of contacting family it was a rather annoying situation i found myself in. i couldn't rotate my neck in any direction. pppaaaiinnfffuullllll
i didn't even profit...stupid attorney! ugh!!!
it was a rather annoying situation i found myself in. i couldn't rotate my neck in any direction. pppaaaiinnfffuulllllli didn't even profit...stupid attorney! ugh!!!
Don't mess with whiplash. I was in a head-on collision when I was in my early twenties. I had some pain and stiffness but never sought treatment. 10 years later, it turns out I lost significant curvature in my neck and have constant pain, which, according to my doctor, is undoubtedly the result of lack of treatment after the first accident.
Good luck to you.
