I understand what your saying but if you go 3 years without a claim, you have now pocketed the difference and the $1000 ded. is cheaper aven with a claim. Also, if you tend to have a more than avererage number of claims, $500 is worth it. For the record, I carry a $2k deductable with no at fault claims so I am well ahead of the game, even if I am at fault.

 

you could buy a 1 year old G every year for that, so why insure it??

 

I'm thinking his friend said "26-thousand" when he meant "26-hundred." Which is still high, but not bat**** insane.

 

I pay $576/yr ($48/month) for 100/300 $250 deductible on a 2009 G37x Premium. I'm 44, married, clean record (so far, but I can't help it - she's very happy at 80 mph). I'm in Ohio, so I'm sure that makes a difference.

 

Just got my new 2010 G37. I'm 38, married, spotless driving record, although my wife has some blemishes on her record. We also have a 2008 Nissan Altima. I guess I get slightly larger liability coverage amounts than most. It's a 250/500K policy, with 200K UIM, and full coverage on both cars and a 1000K deductible. Now here's the thing. My insurance company (a prominent one) first quoted me a six month amount of about $1500 for both cars. I said that seems high. I've been with you for eight years, never made a claim, have an advanced education, good credit -- what's the deal? They run it again to "find all deductions" and lower it by like $38. I say, no, I'm going to get some more quotes before I renew. I immediately get sent to a "policy specialist." She messes around and gets it lowered to about $1,350. I say no thank you and I'm about to hang up. Suddenly I'm asked to hold so she can check on something. A minute later she says that she "ran it again" and got $800 every six months for both cars. Now we are talking. I increased and tweaked the coverage a bit at that point and ended up at $905 for both cars, with the G37 being $532 (that price is with the pay in full discount). Ah, the power of being able to walk away from an offer.

 

40 y.o. Male. Married. No records or claims.
39 y.o. Wife also listed driver. No records or claims.
Reno, Nevada.
Insured with Farmers.
Insured discount for mulitple cars & house

Coverage for Infiniti 2009 7AT G37X Sedan:

• Bodily Injury $100K per Person / $300K per Occurence
• Property Damage $100K per occurence
• Uninsured Motorist Injury $100K per Person / $300K per Occurence
• Comprehensive Deductible $500
• Collision Deductible $500

Total Premuim for 6 months $527.20

 

24 year old, male, clean record.

Coverage for Infiniti 2009 7AT G37 Sedan:

• Bodily Injury $100,000 per person / $300,000 per occurrence
• Property Damage $50,000 per occurrence
• Uninsured Motorist Injury $100,000 per person / $300,000 per occurrence
• Comprehensive Deductible $500
• Collision Deductible $500

Total Premium for 6 months $628.92

Gotta love USAA!

 

24 clean record 630 every 6 months 2009 new G37x

 

50 y.o. Male. Married. A few claims over the years.
49 y.o. Wife also listed driver. No records or claims.
Dallas, TX
Insured with State Farm
Insured discount for mulitple cars & house

Coverage for -

Infiniti 2009 7AT G37 Journey Premium Sedan
Volvo 2008 S60

• Bodily Injury $50K per Person / $100K per Occurence<LI itxtvisited="1">Property Damage $50K per occurence <LI itxtvisited="1">Uninsured Motorist Injury $25K per Person / $50K per Occurence <LI itxtvisited="1">Comprehensive Deductible $500
• Collision Deductible $500

Total Premuim for 6 months $817.38<!-- google_ad_section_end -->

 

Who do you use? Sounds good...