I am considering purchasing a 2011 G37 coupe in the next 30-60 days. Infiniti is currently offering their "limited engagement" which allows for 1.9% APR at 60 months. According to the dealer, the "engagement" expires at the end of August.

Any insight on Infiniti extending this offer beyond August (or possibly lowering the APR for 60 month financing)?

I figure the dealership is just pressuring me to buy now. Admittedly, I do want to buy now, but I am not in a hurry. It would not hurt me to wait a couple of months.

Any insight would be appreciated.

Thanks,

BC

(PS - This is my first post to the site. I've stalked the site for years admiring your g37 car pics!)

 

do it now .... the lease rates are going back up prorbably another $25 a month and the 1.9% might gto back up to 2.9%

 

apr might stay the same but the lease rates are going to be very different

 

FYI.... there are tons of credit unions that have 2.49% to 2.99% APR on both new and used auto for 60 month etc.., so don't let that be the deciding factor on when you purchase your car.

 

Well apr stayed the same don't know about lease rates though.

 

What this guy said. My credit union will go 2.75% up to 60, so if you're a person who keeps a car 2-3 years on average take the rebate and finance through the credit union.


NOTE: Many people do not know Infiniti Financial, even Ford credit, are in the business strictly for helping their dealers sell cars.

What does this mean to you? If you have good credit (think 700+) the APR Infiniti or Ford Credit is negotiable even if its a promo APR.

Lets say its the new 2012 model year and APR/rebates are stingy and the best promo APR for 60 mo is 4.9%. Once you have made your deal, tell the salesman its contingent on 1.9% (or whatever). You would be surprised how that can be made to happen.

Many salesman are too stupid to know their OEM credit arm can do such a thing but it's true. Also, before you go into the dealer get per-approved for 2.5% at the credit union. Do not tell them up front you are using outside financing. Once the deal is made tell them you need to take it to your credit union to get the financing in place.

The last thing the salesman, finance manager or sales manager wants is you to leave without a car and leave without them making money off the financing they provide. So at that point the salesman says well what if we can get infiniti to meet that 2.5% your credit union offered? Say thanks but no thanks because my credit union hit me with the lowest possible rate up front unlike Infiniti. Now if you want me to finance through Infiniti, I'll do it for 1.9% (hell ask for .9% first if you want).

Absolutely do not take a simple APR match just to drive home that day. Hold your ground and save some money.

Interest was meant to be made, not paid.