What do you guys think about:
08 G37 Journey w/ Sport/Premium/Nav/Spoiler/Illum Kickplates/Splash Guards and Cargo Net
-- 15k
for $539/month for 39 months with no money down ?

 

payments seem a bit high? What is the price of the vehicle, fees, tax, etc?

 

He's financing his inception costs into the payment since he's going nothing out of pocket, that's why it's higher.

 

I'm assuming you have to have some great credit to be able to get the banks to agree with the whole nothing out of pocket thing?

 

No im paying $1732 for the fees and first months payment. No good?

 

Sounds about right.. looks good to me.

 

539 x 39 = 21021 + 1732 = $22,753

I would NOT do this deal. Def not. Your monthy should be between $400-440 with good credit.

 

hmm . Am I doing the math wrong. I calculate the lease using the July MF's and Residuals and I come up with 570 ish going off invoice... Invoice being -- $40,738

 

Going to the dealer in an hour any tips/suggestions?

 

400-440? for a pretty loaded G37? Nah, no way. It's more in the high 400s. even with Junes rates, a G37 with just the Premium package was like 450 after taxes.

 

This maybe be too late. but I wouldn't show up to the dealer until the deal is detailed in writing. Without your internet resources at your disposal, you will get shafted.

 

I'm at 585. Total price of car was 38,300 and I put no money down except first month payment (had to for the lease) I have every option but nav--sport model. You can figure 30 bucks a month for every 1000 on a lease so with 1700 down that sounds a bit high, but not outta the park or anything...

 

No way, you're math is off. If you figure July's lease rates and invoice for the car he's within a few bucks and that all depends on credit. Nissan now uses a tier system so your lease rate is determined by your credit score. Lease's used to be an all or nothing, you either qualified or you didn't, but that's not the case anymore.

I think people forget that the monthly payment is really dependent on your credit, which is none of our business. The important part is the bottom line figure which is the price you actually pay for the car. I got mine for 600 UNDER their cost (38,300), dealers are desperate, don't accept anything more than invoice and make them SHOW it to you.

 

Am I missing something?

Everyone says this is ok to a bit high. But when I do the math it comes to around $570 just off numbers based on 40k invoice of a 44k msrp ? Credit is tier 1..

 

In May, I was quoted for the exact same G as yours,
15k | 39mo
black/black

$1000 total drive off (incl. 1st mo pmt, Title, Licensing)
$529.00

If you're paying $1700 drive off then 539 is too high

see if you can lower it to $1000 drive off for 524.99, or even more

and where are you located?