I paid 39,500 with clear bra for a car that MSRP's at 42035. I did not use VPP. Did I get close to the deal they are cutting now with the VPP discount. I don't get how the discount and handling charges work in the discount program.

Also I took delivery of the car 3 days before the 3.9% financing rate came out. Is their a way I can still recieve this?

 

$2535 off MSRP is a great deal. No, you cannot take advantage of the 3.9% APR retroactively.

 

Are you on MA?
If so, what dealer?

 

If you want me salesman and dealer please PM as I do not know if they are doing this deal on the regular but I will get you in touch with a very nice guy.
Even though I took delivery a mere 72 hours before they released the financing promotion there is no way to take advantage of this?

 

What options did you get?

 

where are you from

 

I will help you all out with salesman but do any of you have an answer to my question about the financing deal?

 

I think a call to the dealer will answer your question.
Explain to them that you feel that you should be entitled to the discount financing.
I doubt they'll rework the financing, but they may be willing to offer some form of compensation such as free service or other goodies.

 

I highly doubt you can go back and get it refinanced at the lower rate. If you already signed the contract, the deal is done...dealerships aren't exactly in the market to offer limited time price match guarantees like some retail stores. I think someone else posted about this in another thread and got the same answer.

What's the rate you received? Is it that much of a difference?

 

5.09 vs 3.9 Is it a big difference, i'm not sure.

 

Just do the math and see what it comes out to.

 

best online auto loan calculator:

http://www.bankrate.com/brm/auto-loan-calculator.asp
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I doubt they will help you but you can try... Give them a call.

Sounds like a great deal, are you from MA? Could you tell me what dealership this was?

 

is 5.09% a good rate? 600 dollar difference I believe for the life of the loan but I will let the finance majors chime in .

 

If you can (have at least 730 credit score), you should go for the November APR. It makes a big difference.
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