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Does Infiniti offer 84mo financing?

Old Nov 13, 2007 | 09:51 PM
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Does Infiniti offer 84mo financing?

As title states
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Old Nov 13, 2007 | 10:23 PM
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Why do 84, Might as well do 96?
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Old Nov 13, 2007 | 10:28 PM
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Yes they do.
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Old Nov 13, 2007 | 11:15 PM
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I've never heard of anyone financing a car for 7 years. Why would you want to do that... just to be able to afford the monthly payment? If so, you might rethink priorities.
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Old Nov 13, 2007 | 11:18 PM
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sometimes people want the lower payment for now and pay it off quicker then usual...maybe he will keep the car for 7 years...if he wants the car that bad then hell by all means necessary....

7years is a long time...would you like to share with us why you are willing to pull it out for that long or do you have a plan??? maybe it can be something to help some of us out in the future..thanks and good luck with a purchase!!
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Old Nov 14, 2007 | 12:08 AM
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Thanks guys, good to know I can go 84.
I drive 35,000 miles a year. So after about a year and a half, it's time to trade it in. I would lease, but obviously I can't do that with the amount I drive each year.

So extending the financing is the next best thing, to keep the monthly payments down. Since the interest rate is usually high when you go past 60months, I wait until my credit union has a special and I refinance through them. I brought my G35c loan from 10% to 4.9% doing this. If I can keep my monthly payments roughly around the same everytime I switch cars, I will be ok.

I also never put money down

Last edited by EightOneZero; Nov 14, 2007 at 12:11 AM.
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Old Nov 14, 2007 | 12:16 AM
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35000 miles a year?! what do you do? pulling cargos with a coupe?
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Old Nov 14, 2007 | 12:29 AM
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thanks..thats great and smart info!!!

yea what the hell do you do? canonball runs all year long?? lol
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Old Nov 14, 2007 | 03:03 AM
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Wink

Originally Posted by ucla bruin
35000 miles a year?! what do you do? pulling cargos with a coupe?
He is a Bruin. Means he delivers Pizzas. Kidding!! Kidding!!
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Old Nov 14, 2007 | 03:20 AM
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I don't get it....
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Old Nov 14, 2007 | 04:31 AM
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Boston
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Old Nov 14, 2007 | 08:47 AM
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Has anyone gotten rates for 84 months?
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Old Nov 14, 2007 | 12:44 PM
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Originally Posted by EightOneZero
Thanks guys, good to know I can go 84.
I drive 35,000 miles a year. So after about a year and a half, it's time to trade it in. I would lease, but obviously I can't do that with the amount I drive each year.

So extending the financing is the next best thing, to keep the monthly payments down. Since the interest rate is usually high when you go past 60months, I wait until my credit union has a special and I refinance through them. I brought my G35c loan from 10% to 4.9% doing this. If I can keep my monthly payments roughly around the same everytime I switch cars, I will be ok.

I also never put money down
Very nice move!!!!!

Plus, by him extending his financing to the max, if he wanted to keep the car, he can still finance it for 84 mos (payment may be $620 for example). For example, a 48 mo term may cost him ($920 for example). By him sending in a payment of $920 ($620 + $300 extra principal) on the 84 mo term, he will be saving a huge chunk in interest, and maintain a flexible monthly cash flow.
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Old Nov 14, 2007 | 05:04 PM
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Originally Posted by EightOneZero
Thanks guys, good to know I can go 84.
I drive 35,000 miles a year. So after about a year and a half, it's time to trade it in. I would lease, but obviously I can't do that with the amount I drive each year.

So extending the financing is the next best thing, to keep the monthly payments down. Since the interest rate is usually high when you go past 60months, I wait until my credit union has a special and I refinance through them. I brought my G35c loan from 10% to 4.9% doing this. If I can keep my monthly payments roughly around the same everytime I switch cars, I will be ok.

I also never put money down
Actually, most people in your shoes will lease for 2 years and pay the extra mileage. Since the residual is baked you won't take a bath on the resale value. A two year old car with 70k miles is gonna take a real beating. Do the math.

Here's a thread on another site. Notice Tarry's response. http://www.bimmerfest.com/forums/sho...d.php?t=241281

Last edited by iko; Nov 14, 2007 at 05:09 PM.
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Old Nov 14, 2007 | 07:42 PM
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Originally Posted by iko
Actually, most people in your shoes will lease for 2 years and pay the extra mileage. Since the residual is baked you won't take a bath on the resale value. A two year old car with 70k miles is gonna take a real beating. Do the math.

Here's a thread on another site. Notice Tarry's response. http://www.bimmerfest.com/forums/sho...d.php?t=241281
Thats interesting. Thanks for the link. Does Infiniti extend leases to 30,000 miles/yr? I know that Lexus can do this. I would do a 24month lease if that were the case.
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