Insurance hike due to tickets?

Thread Tools
 
Search this Thread
 
Old 06-19-2010, 10:45 PM
  #1  
hufington
Registered User
Thread Starter
 
hufington's Avatar
 
Join Date: Jun 2010
Location: North NJ
Posts: 189
Likes: 0
Received 1 Like on 1 Post
Insurance hike due to tickets?

I recently received my first ticket in about 20 years and then another one in a month. Both were ridiculous tickets and I believe it was given to raise more money for the city. One was for driving 26mph in a 25mph school zone at 10 pm (2 points), and the other one was given to me because I was "allegedly speeding" (I had just accellerated from a light up to 35-40mph in a 40mph zone) but since there was no radar or laser in the unmarked police car (he just felt like I was speeding), it was given as careless driving (2 points)! So I went to the court and got taken care of them (pleaded them down to no-point moving violations).

2 weeks ago, I leased a 2010 G37x and was looking around for another insurance company. Geico quoted me $921 for 6 months first, but after checking my DMV records they quoted me $2,235 for the same coverage since I was considered an "unsafe driver"!

I wonder what other stories are out there about tickets and increased insurance rates due to the tickets. I know that it is a fact that the insurance companies are waiting like vulchers to suck every hard-earned penny out of our pockets, but I am still a little pissed off.
Old 06-20-2010, 11:07 AM
  #2  
jamesmng
Registered User
 
jamesmng's Avatar
 
Join Date: Mar 2010
Posts: 3
Likes: 0
Received 0 Likes on 0 Posts
Almost everybody get a speeding ticket sometime in their life. I've gotten a couple and my insurance never increased. I've known people who have gotten DUIs and their insurance never increased.

I'm in Illinois with Country Companies Insurance and it is less than $700 per YEAR.
Old 06-20-2010, 01:23 PM
  #3  
Boomer-Bob
Registered Member
iTrader: (1)
 
Boomer-Bob's Avatar
 
Join Date: Jun 2009
Location: In fear
Posts: 699
Received 10 Likes on 6 Posts
Traffic school?
Old 01-31-2012, 06:23 PM
  #4  
jesse550
Registered User
 
jesse550's Avatar
 
Join Date: Dec 2011
Posts: 921
Received 10 Likes on 10 Posts
insurance companies are scumbags. When I first started looking around, I went to state farm and was quoted $8,500 a year because I was 19.....enough to buy a decent new car every year -_-
Old 01-31-2012, 07:07 PM
  #5  
Chekov
Senior Citizen

 
Chekov's Avatar
 
Join Date: Jun 2008
Location: Los Angeles
Posts: 1,984
Received 87 Likes on 66 Posts
Unfortunately, it’s quite routine for insurance companies to raise rates based on their insured’s driving records. I believe data on points earned are passed on to most insurance companies. As suggested, your best course of action is driving school or fighting a ticket in court.
Old 09-13-2012, 03:30 PM
  #6  
jagautomotivenc
Registered User
iTrader: (1)
 
jagautomotivenc's Avatar
 
Join Date: May 2012
Posts: 111
Likes: 0
Received 0 Likes on 0 Posts
I have 3 insurance points in my state (NC) and I still only pay around $104 a month with a $100 deductible and tons of coverage for uninsured motorists, etc. Also I am only 21 years old. You should consider switching your insurance. I have my other cars and my little brothers cars on my insurance, but that quote is stil insanely high. Good luck to you!
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
BurtoN86
Brakes & Suspension
13
11-03-2015 04:40 PM
rk325
Wheels & Tires
2
10-13-2015 01:51 PM
delfinparis
Audio, Video & Electronics
7
10-08-2015 06:06 PM
Jonesmeister11
South
0
09-30-2015 09:07 AM
Slapshot1
G37 Coupe
16
09-27-2015 08:40 AM



Quick Reply: Insurance hike due to tickets?



All times are GMT -4. The time now is 05:49 AM.