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How much you pay for insurance?

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Old 01-16-2015, 02:35 PM
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Michael440
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How much you pay for insurance?

How much you guys pay for insurance for your g37 sedans? I will be moving to Florida, close to Palm Beach. I will be buying 2012 or 2013 g37 there but today I founded out that I can't take my old insurance there. It's Arabella insurance group but they are only in Connecticut and Massachusetts. Can you guys recommend something inexpensive in FL?
I'm also wondering how much you pay for you insurance?
I have no accidents, and I never got any tickets )) I'm very lucky taking the fact that I always get away when I get pull over by cops. I was wasted 2 times and they still let me go without DUI or even tickets.
Old 01-16-2015, 02:37 PM
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Moultese
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$60/month for full coverage through State Farm.
Old 01-16-2015, 03:11 PM
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Michael440
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Wow!!! Do You have your house insured with them as well?
I never heard anyone paying $60 a month unless you have a few cars and a house insured with the same company.
Old 01-16-2015, 03:39 PM
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AUR11
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$130 a month full coverage with State Farm for my car and bike. I live in the city so insurance is a little higher.
Old 01-16-2015, 04:06 PM
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GAWD
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Just about every list of states with high premiums has Florida on it. Routine natural disasters, uninsured & illegal motorists, corruption - FL has its all. Its also a 10/20/10 state.

Oklahoma here, State Farm 20+ years, home & business, multicar, no accident or tickets for me or my wife. No teenage drivers on policy. I believe we have 250/500/500 or maybe 250/500/250 limits. Right about $2500/year for the G37.

I've never driven drunk, but the idiot who crashed into our 2003 G35 did, nearly killed himself and ended up doing prison time for it. DUI is not cool. He also had the state minimum insurance, ie: inexpensive - which wasn't enough to payoff our then-new 2003 G35.
Old 01-16-2015, 04:54 PM
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Michael440
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$2500 a year just for g37 sounds way too much, no?
Old 01-16-2015, 04:58 PM
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G37Xtreme
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I don't recall, but my insurance went DOWN when I traded in my 2012 Nissan Maxima. An extra 38hp, and the rate goes down...
Old 01-16-2015, 05:05 PM
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'11G37S
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When I lived in FL I was about to buy a 2 year old Tahoe, I think it was a 2008 LTZ and my insurance would have been $448 a month through Geico. I passed on it.
Old 01-16-2015, 05:07 PM
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GeezerB
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I pay $1000/month for a family of 4. I'm still shocked every time I get the bill.
Old 01-16-2015, 05:15 PM
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GAWD
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Originally Posted by Michael440
$2500 a year just for g37 sounds way too much, no?
Just looked at my State Farm online:
2013 G37x $2377 <- I was close
2011 Explorer $2109
2007 Explorer $1776 <-patriotic
All 3 have comp/collision/liability/UIM/tow/rental car/glass/high coverage & not much for deductibles.

2003 F250 $288 - liability only
1993 300ZX $203 - liability only


According to this article, the average yearly car insurance rate for a driver in Detroit is over $10K. Couple of FL cities on on the $3K+/year list:

Detroit has highest car insurance rates in the country, Grand Rapids is third, website says | MLive.com
Old 01-16-2015, 05:32 PM
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Yazovets
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$1572 per year with all the bells/whistles and $500 deductible.
Location is downtown Toronto.
Old 01-16-2015, 05:41 PM
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Michael440
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I just checked, average in Treasure Coast County FL is $1300 a year. I'm wondering if that's around what I would pay for g37 sedan.
Old 01-16-2015, 08:40 PM
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telcoman
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Originally Posted by Michael440
...I'm very lucky taking the fact that I always get away when I get pull over by cops. I was wasted 2 times and they still let me go without DUI or even tickets.
One time you may not be so lucky.
Here in NJ a DUI will cost you over ten thousand dollars in fines, lawyers and possible jail time.

There are roadblocks set up that pull over every vehicle.

Be careful and don't drink and drive

Telcoman
Old 01-16-2015, 08:53 PM
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Michael440
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I don't do things like that anymore. It was a few years ago when I used to do some heavy partying / club hopping.
Old 01-16-2015, 09:31 PM
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Rene9
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I pay $120/mo for insurance in TX that is mid-level optioned out. And I'm a young male with a >$3k wreck about a year ago.

Liability, comprehensive, collision, roadside, rental, medical, 500 deductible.

Last edited by Rene9; 01-16-2015 at 09:38 PM.


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